December is generally a hectic month. And it creeps up on us – catching us in mid-stride as we strive to finish projects, tackle school holidays and (for those who celebrate Christmas) shop for all those last minute gifts. And then there’s that time to take a break and, if you’re able, get away on a well-deserved holiday.
And like much else of December, that holiday can be upon you quite suddenly, leaving very little time to plan and save costs on a host of discounts already snapped up by the early birds. Here are some tips on how to plan better, save better and ensure that you are still meeting your financial commitments on the first of January.